Occurrence vs. Claims-made: The CGL Coverage Conversation

In this quick and clear episode, Tammie D’Allura breaks down one of the most misunderstood topics in commercial insurance — the difference between occurrence and claims-made coverage in a Commercial General Liability (CGL) policy. Learn how timing determines coverage, what retroactive and extended reporting periods mean, and why choosing the right form matters for both agents and insureds.

🎧 In under 10 minutes, you’ll gain the confidence to explain CGL triggers like a pro.